A client once told me that an appointment with me feels like attending a class, informative and educational (not boring ah). That’s because I go through the fineprint of the entire policy, and I try to make it interesting.
I realised that not many people know the standard industry terms in an insurance contract, even if they have bought policies before. This goes to show that their previous agents never went through with them. Well, not me. Insurance is straight-forward in that sense, it’s logical, well-defined and regulated. Once you understand it, it’s very rational.
For example, when I ask people if they know what the 37 types of Critical Illnesses are, I get answers like ‘lung cancer’, ‘breast cancer’, ‘diabetes’, ‘stroke’. Did you know that cancer is one category, no matter which site, and that diabetes is NOT an insurable critical illness? But the complications that come with it are payable with special benefit.
Did you also know that coma is a critical illness? And that its severity as defined by the industry is measured according to the duration of unconsciousness. As such, a coma under 72 hours is an early/ intermediate stage CI. Which also means that if you do not have any early CI coverage, and you wake up before 72 hours is up, you better knock yourself out again. 😅🤣 Kidding 😝
So I hope this gives you a nudge, a little push, to PM me. I’m indeed different from the rest. I do my best to plan your finances according to your priorities, not my commission. It doesn’t always work out for my pocket, but I strive for integrity and long term business. I want to stay in this industry with a good reputation, and you can help me by giving me a chance. 😊🙏🏼 #workingmoms#sginsurance#insurance#financialplanning#prudentialsg#ftwm#sgmotherhood#sgmummy#instasg
To hell with the false modesty and playing small. ⠀
Because who does that serve? No-one. ⠀
We all have just the one life. Let's use it to fully embrace our uniquely amazing selves, mamas! ⠀
I'm done with apologising for aspects of myself that might possibly offend others: my honesty, my vulnerability, my courage, my intensity, my drive, my intellectual curiosity, the way I dress, my body, my swearing, my confidence in my opinions, my tears, my rage, my passion, my sexuality. ⠀
If they do, I'm sorry. But I'm not going to change. ⠀
This is me. Accept it or bog off. ⠀
Are you with me, mamas? Which awesome parts of you are you sick of downplaying? ⠀
(PS can you tell I was feeling feisty when I wrote this?!)⠀
🤩 Try new things. Face your fears. Move out of your comfort zone. Don’t take life so seriously. Have a little fun.
All things i could stand to do more often. .
😱 Tonight was the first ever live in person event for my online health and fitness community and I was nervous. I was nervous about whether people would have a good time. I was nervous about my choice of activity - we went climbing. .
💁🏻♀️ There wasn’t a huge crowd of us, but that’s really not what matters. What matters is that we went out, we tried something new, we had a good time and even though most of us were scared out of our minds to climb higher or to drop down, we did it, we tried it and each of us did more than we thought we would be able to do.
And best of all we had a good time. 😃🎉
🙌🏻 Sometimes you just need to stop worrying about things so much about what will happen, how you’ll do and just let go and enjoy yourself, let your hair down so to speak. Go out, have a good time forget all the worries and stresses, the things you need to do.
#girlsnightout 💃 #enjoyyourself#faceyourfears#momof2kids#over40#workingmoms#jewishmom#trysomethingnew
We got asked a lot yesterday about how we came up with the idea for the #wondersofplay event. It’s simple, answer is in my arms! When a bunch of moms struggle finding opportunities & space for their kids to enjoy their most basic right to free unstructured play in nature, they just get together and create opportunities & spaces, because that’s what moms do, right? ☺️ We’ve been craving such opportunities for our kids, and we’re so happy to have been able to share it with yours. .
Thank you to everyone who made it! The joy in your kids’ eyes (& clothes 🙈) and the pride on your faces is all we need as a drive to make this a regular occurrence in our country. My partners in crime @mahaghazale and @mama.bear.lebanon, thank you for making me a part of this, such a pleasure working with you ❤️
I hope that when Leo grows up and I hold him as he sleeps for the last time I have no idea that’s what’s happening... because it will completely break my heart. These are some of my favorite moments as a momma bear. 💕
🧚♀️🧖♀️🧚♀️ The new neighborhood of fairy houses comes complete with a fairy DAY SPA! I knew I loved them!! 🧚♀️🧖♀️🧚♀️ (For those who don’t know, here in Orange County a sweet group of people pick a trail every year to turn into a magical nature quest for the kids!) #momlife#playoutside
If you want something, go after it! 💪
Easier said than done, right?! 💁♀️We all have things that hold us back (or at least we think we do). But, at the end of the day, our only real limitations are usually the ones we set for ourselves.
Tell me, what's holding you back? 🌠🌠
Hi everyone!! I wanted to remind you that our Holiday Giveaway ends TONIGHT at 8pm (PST)!! Only a few hours left to start following us and tag a friend to follow!! IMPORTANT: you need to tag your friend on the original post!! It will NOT COUNT if you do anything on this post!!! Just click on our profile and go to the original post. Be sure to follow us, tag a friend, and be sure they are following us to win!! We will announce the winner tomorrow 11/18). Happy Tagging!!
#saturdayfun | Silly and stressful - double tap if this sounds like your weekend!
Me and the kiddos are ✈️ solo this weekend through birthday parties and festivals galore. On the one hand, I’m glad we have our weekend planned out for us. On the other... slow your roll! I can only chaperone so much!
What do you do when your weekend is super busy? Any tips for keeping your 💩 together?
F L U
Yup flu 🤒 he’s got it and I do too 😢
Daddy’s also sick so it’s been a blast round here this weekend 😒
Bright side - the big girls are completely symptom free are are running wild throughout the house 🐾
We get together like never, yet no time has passed. We judge each other, we poke fun, we nitpick, we don’t hold back, we laugh out of control....all three of us were never actually sisters, but we’re close enough to know it ALL. That’s BEST freaking friends. ❤️❤️❤️
Anyone else breathing a sigh of relief that the sports season is done for the fall? Today was the last day of soccer for us and I am overjoyed. I am so ready to have slow Saturday mornings again.
I am praying that this holiday season for us is filled with rest in Jesus. Every year we get blinded by the need to attend every event, to create all the things, and to spend all our money. And all those things are good and fun but we are learning to say “no” for the sake of ourselves. This time around, we are taking back our time and resources and making them count where they need to. I so desperately want us to focus on Jesus rather than how the world says we should celebrate Christmas.
I hope to come out of this season filling rested and refreshed by my family and friends rather than exhausted and in further debt. What do you hope for this season?
It’s not about time.
People always say they’re too busy to do things. I’m totally guilty of this.
I’m too busy, I don’t have time
👉🏻 to get a pedicure 👉🏻 To go shopping 👉🏻 To go out with friends 👉🏻 To cook healthy meals 👉🏻 To soak in a hot bath and read a book
👉🏻 To workout .
🤔 Yet it seems that the busiest people, you know, the women who work full time and have 6 kids, and volunteer, always find the time to do more. .
❓Do they have more than the 24 hrs in a day the rest of us do? NOPE
❓Do they NEVER sleep? Well, maybe. .
🙌🏻 Really, they MAKE time for what’s IMPORTANT to them, they manage they’re time well. They find ways to make it happen. .
💁🏻♀️ By no means am I perfect at this. I often feel like I need more hours in the day and that there’s always something to be done and like I’m gonna drop a ball somewhere. But I’m getting better at it. .
💁🏻♀️ I’m making use of the tools available to me to help save me time. Like working out at home instead of the gym. Less (no) travel time means more time to workout or to spend with my kids. .
👊🏻 And on days like today, when the days run away from me and I’m not sure I’ll be able to make it happen, I scroll the online workout library and choose something that’s 15 mins so I can still make it happen. .
🌟 So next time you tell yourself you don’t have time, ask yourself, is that really true, or have you just not decided you’re important enough to make the time. .
❤️ And let me tell you, YOU ARE IMPORTANT ENOUGH. .
👍🏻 If you’re ready to start MAKING the time for you then drop an emoji below or shoot me a message and let’s talk about how you can start to make time for YOU. .
If you’ve been following me for some time, you know how diaper bag obsessed I am. Now that Jameson’s getting older, I’m not in need of just a diaper bag but a multi functional bag • this new bag from @minakaybags is literally PERFECT 🖤
It’s, stylish, spacious, lightweight, waterproof/stain proof both inside and outside, it’s my new favorite bag! .
I’ve been using it everyday for 2 weeks now and even traveled with it on a quick work trip. I was able to fit my 15inch laptop + it’s accessories and so much more without it being super heavy! .
I’ll be posting more on my stories showing the bag in detail but thank you @minakaybags for gifting me this bag 🖤 if you’re interested, they are offering 25% off all their bags by using code: HAPPY25. Great gift for the holidays especially for mamas to be 😊 #gifted
“I’m a bad mom.”
This was the thought I caught running through my head last night at 2 AM as Alan rocked AJ back to sleep. I climbed back into bed, pulled the sleep mask over my face, and tried to ignore the guilt that flooded my mind that instant.
As I woke up and followed the smell of coffee into the kitchen this morning I noticed the thought still lingering in the back of my mind. So, I asked myself a question that I use when thoughts like these try to steal my peace: “COURTNEY, is this FACT or is this FICTION?”
Of course I immediately knew this was a story I made up. Probably because I’m still learning to accept help when someone offers it to me, and still sometimes feel guilty for it. Like somehow I’m not good enough or strong enough or “I’m a bad mom” because of it.
That’s the story.
The FACT is that accepting help makes me a better mom.
And the moral of the story is if your husband offers you help, ALWAYS TAKE ADVANTAGE! (You think I’m kidding? 😆)
Ok but really the moral is this: be careful of the stories you tell yourself. Catch thoughts running through your head and ask yourself: ok, but is it FACT or is it FICTION?
Then, trust your gut on the answer... it always tells the truth. 💖