Another client under contract and will be in their home before the new year. We looked and looked and finally found the home that worked for their family and matched their monthly budget. Whose next?
The Wilburn Team
Serving MD & DC
The 14th Annual Downtown Holiday Market returns this weekend! Head to F & 8th Street in NW DC this Friday, November 23rd, through Sunday, December 23rd, and shop for gifts while you enjoy fun entertainment and festive treats 🛍🎄❤️ Check out @downtownholidaymarket for all the details!
🏡🏡 PRICE IMPROVEMENT: 9604 Swallow Point Way Montgomery Village, MD 20886 | 2 BR / 2 Full 2 Half BA --
Beautiful Brick Front Home in the Apple Ridge Subdivision of Montgomery Village. Located on a quiet side street featuring hardwood floors, eat-in kitchen, large bedrooms, master bath with double vanity, and a finished basement with a big separate storage area plus fenced rear with entertainers deck. Wired for modern conveniences. Listed by @joyjini
Georgetown at its best! Explore this cherished and fully renovated 4BR/4BA West Village townhouse with 2 car garage and ample storage!
Explore more via the link in our bio. New price of $2,599,000.
Annual Percentage Rate (APR) is one of the hardest terms to understand in the mortgage process. The APR, is a way of measuring the full cost a lender charges per year for funds. Typically associated with mortgages, loans and credit cards, APR combines the total amount of interest payable and the cost of other fees and charges, averaged over the term of the loan and expressed as a percentage. .
APR is a government created figure that is suppose to help consumers to shop mortgages between lenders. However, some mortgage lenders have learned different techniques to manipulate APR to make it lower. How? Certain title fees are calculated in APR, while others are not. Omit those fees and your APR appears lower than your completion. .
Also, the minute you pay $1 more towards principal of your mortgage, the APR is now no longer accurate. Why? The APR is calculated over the life of the loan and assumes that you will make each minimum payment. Putting extra toward principal will help you pay off your mortgage quicker, making the APR obsolete. .
APR is one way to compare mortgage offers from different lenders. The other way is to review the actual mortgage interest rate, points/lender credit, and lender's cost between the lenders. Other costs like title fee, transfer taxes and prepaids should be the same regardless of the lender you pick. . . . . . . . . .
There is still time to be in your own home before Christmas! Call/Text 📲240-305-3993 me today to speak to one of my preferred lenders who have many loan options available for every situation. Unable to qualify for a loan then let's speak about the #RentToOwnMD program 😀
Happy Closing Day! ✍🏼🎉🏡 Congratulations to @ggretschelre and her happy clients on the purchase of their beautiful home in Maryland! Thank you for allowing us to be a part of your homeownership journey 🗝
#tb to September 25, 2015 ❤️ This picture was taken the day of closing on our first home. Owning real estate has always been one of my highest priorities and I’ll never forget that feeling of holding my first set of keys 🔑and walking through MY own front door. 🙏🏾 _________________________________________________________
My goal as a Realtor is to help others experience this feeling! Helping people achieve homeownership is truly a passion of mine! It’s also a lot more attainable than some realize. 🏡 If you’re in the DMV and you’re interested in:
1. Starting the process
2. Learning more about the home buying process or
3. First time home buying programs
Click the email option in my bio to get started. I’d LOVE to help!! ❤️ #mondaymotivation#girlboss