This could be your update in less than 30 days of allowing our company to start working for your financial wellness.
This recently signed client shared how the removals of their STUDENT LOAN payment defaults started the climb to perfect credit, in LESS than 30 days😝
This is REAL, people!
Need help with yours? I can help. 📲310.496.7372
Consumer Beware! As a residential homeloan lender, I just had a refinance client call me and she mentioned that she thought that her credit score was now much improved upon at 760. I asked her why she now thought that she had such a strong score and where did she obtain that information? She replied that ... “she uses Credit Karma.” I nicely informed her that Credit Karma (which uses the Vantage scoring model) is very different from the FICO scoring model and that Credit Karma scores are typically a bit inflated. Anyways, I repulled her tri-merge credit report and sure enough the client’s FICO score was a lower 714, not a 760 score as she originally thought (a big score difference!). Thing is, Credit Karma does not provide a true FICO (tri-merge) credit score like which most banks and mortgage lenders require and use for mortgage applications. Humorously, credit reports pulled by Credit Karma are sometimes referred to by some of us seasoned mortgage lenders as “FAKO” not “FICO.” In the end, Credit Karma may well be a good educational tool and of real consumer value, yet Credit Karma is definitely not a mortgage-quality report and those type of Vantage model scores will not be the same as true FICO scores. If ya ever wondered about this, I hope that I helped to better clarify. I am always here to help you & your friends. Just call anytime! #BetterCallGreg#MyLoanGuyGreg#MyRefiGuyGreg#FICO#CreditKarma#NewAmericanFunding#WashingtonStateHomeloans
Answer this: when was the last time you hit the pause button in your day-to-day life to check your credit reports from the 3 major credit bureaus. Most people will say: "well, I checked my credit on Credit Karma." Well, Credit Karma will only give you data from TransUnion & Equifax. Don't you want data from the 3rd bureau too?
Has it been...
More than 1 year? ✅CHECK IT.
6 months or more? ✅CHECK IT.
3 months or more? ✅ CHECK IT.
A good practice is to keep tabs on your credit reports and scores monthly because credit bureaus make mistakes often and identity theft and breaches happen even more. These two alone can hurt your credit score. [Check your credit and monitor it monthly here: https://www.identityiq.com/get-all-your-reports-now.aspx?offercode=431134YS]
Call us to get started with repairing your credit:
Only $25!🔥 | PLEASE READ DESCRIPTION FULLY BEFORE CONTACTING ME |
If you have no revolving credit, no credit, trying to start a payment history, or are just looking to boost your score quickly in less than 30 DAYS then this is for you...🔥
Contact me ASAP! I AM VERIFIED ✔ ON FACEBOOK AND GOOGLE!
I have created a plan to solve this. 🚨🚨🚨 HOW THIS WORKS (Please Read!): I will personally send you the lines of credit to APPLY FOR. I DO NOT apply for the credit lines FOR YOU. You will be approved as long as you follow the instructions! Some of these lines do not require a credit check/hard inquiry.
There are 2 Options for this package: ☆$25 - Includes everything below EXCEPT the $1k Authorized User Tradeline
☆$225 - Includes Everything Below
🔥🔥🔥 This plan includes:
- ✔A $1K Authorized User Tradeline (120 Days Only) Will populate on your report between the 10th thru the 15th of the month.
APPROVAL THRU APPLICATION:
- ✔Two Permanent $5K Merchandise Account (Revolving)
- ✔$1500 Merchandise Account (Revolving)
- ✔One/Two $2500 Credit lines - 2 Credit Cards
- ✔Rent reporting - ✔ Other tips and lines of credit to apply for to build your portfolio * These lines of credit may charge a SMALL FEE or require you to make a small purchase from their store. Look at the big picture and understand that this is tradeoff for being extended credit when you have none. These are PERMANENT lines of credit.
Adding multiple positive accounts and creating a positive history boosts your score substantially. This is especially true if you have little to no credit. The goal is to have at least 11 positive accounts in your portfolio.
Also INQUIRE about other available AUTHORIZED USER TRADELINES.
Our Elite members are having all the fun!
Today in our private online group, we are breaking down how a client received a $12,000 credit card limit plus, what makes a great credit report LIVE real credit report review.
Ready to enroll?