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Facts 不不不 #money #budget #budgeting #dollartree
We're hiring for

1) Senior Manager Admin (9-12 years)
(with Admin Background)

2) Senior Manager FPA (12-15 years)
(finance planning analysis)

Location: Bangalore

Interested candidates, Please drop your CV at preeti@optimismitsolutions.com

#Administration #management #vehiclemanagement #securitymanagement #housekeeping #fleetmanagement #buildingmaintenance #recordkeeping #fuelmanagement #generalmanagement #seniormanagement #financialplanning #financialanalysis #Internalaudit #budgeting #varianceanalysis #bangalorejobseekers #IT #experinced #jobs #hiring #optimismitsolutions
We're hiring for 1) Senior Manager Admin (9-12 years) (with Admin Background) 2) Senior Manager FPA (12-15 years) (finance planning analysis) Location: Bangalore Interested candidates, Please drop your CV at preeti@optimismitsolutions.com #Administration  #management  #vehiclemanagement  #securitymanagement  #housekeeping  #fleetmanagement  #buildingmaintenance  #recordkeeping  #fuelmanagement  #generalmanagement  #seniormanagement  #financialplanning  #financialanalysis  #Internalaudit  #budgeting  #varianceanalysis  #bangalorejobseekers  #IT  #experinced  #jobs  #hiring  #optimismitsolutions 
Here are 5 things I no longer purchase and what I use instead! 
1. Paper towels / old T-shirts 
2. Dryer sheets / wool balls and essential oils 
3. Dish sponge / silicon scrubber
4. cleaning products / white vinegar and essential  oils
5. Tampons / menstrual cup 
Not only do these things help the environment, it helps my budget so much! 
Ps. Before you freak out ladies, try it! I cant imagine life without it now.

Tagging @debtfreeby_30 @kbgetsdebtfree @debtfree_again @debtdestroyer30 what are 5 things you no longer purchase!?
Here are 5 things I no longer purchase and what I use instead! 1. Paper towels / old T-shirts 2. Dryer sheets / wool balls and essential oils 3. Dish sponge / silicon scrubber 4. cleaning products / white vinegar and essential oils 5. Tampons / menstrual cup Not only do these things help the environment, it helps my budget so much! Ps. Before you freak out ladies, try it! I cant imagine life without it now. Tagging @debtfreeby_30 @kbgetsdebtfree @debtfree_again @debtdestroyer30 what are 5 things you no longer purchase!?
Social media can allow you to perceive many people as Financially secure who actually may not be. Dont allow social media to drive your security. Leave that to us! 
The consultation IS FREE. 404.919.9005
Social media can allow you to perceive many people as Financially secure who actually may not be. Dont allow social media to drive your security. Leave that to us! The consultation IS FREE. 404.919.9005
Today I saw the legend that is @thecosentino 
I have been amazed by magic and illusion since seeing David Copperfield as a child (showing my age ha).
His words today - my uniqueness is my currency - resonated with me 110%.
I am an accountant and always thought that unless I wore a designer suit, heels and climbed the corporate ladder  sucking up to ungrateful bosses I would never get anywhere.
Thankfully, I stuck with being me and gave the ungrateful bosses the 蜩any years ago.
I dont own a suit, I certainly dont kiss anyones arse and I am proud to have an opinion.
I am not normal - normal is boring.
Thank you @myobteam - Cosentino was more than fabulous.
Today I saw the legend that is @thecosentino I have been amazed by magic and illusion since seeing David Copperfield as a child (showing my age ha). His words today - my uniqueness is my currency - resonated with me 110%. I am an accountant and always thought that unless I wore a designer suit, heels and climbed the corporate ladder sucking up to ungrateful bosses I would never get anywhere. Thankfully, I stuck with being me and gave the ungrateful bosses the 蜩any years ago. I dont own a suit, I certainly dont kiss anyones arse and I am proud to have an opinion. I am not normal - normal is boring. Thank you @myobteam - Cosentino was more than fabulous.
My Chinese mother would always remind me of this, over and over again, even before I knew the difference between champagne and beer. She came from Taiwan to the States to marry my dad, and they didnt have much initially. Over time, they worked hard and saved well, and were able to help pay for my brother and my college tuition. I have some small loans left but for the most part, my parents paid for my school and I helped a bit with some scholarships and work study throughout college. I know Im lucky my parents helped me so much, but on top of the sponsored schooling, my mom also constantly taught me a lot of the basic life skills I hold onto to this day. She would also tell me, Always pay all your credit card bills in full! Dont being stingy with other people, just yourself. Never take a drink you havent seen prepared. Always save, save, save instead spend spend spend! Ai-ya, but dont saving when it comes to skincare Ha! And thanks to her constant motherly nagging-I mean kind reminders, I was able to start my IRA at the age of 22, I never missed a monthly facial, and I kept increasing my 401k percentage contributions with each pay increase and continued to live like a first year associate until I was 28. Most of my fine dining experiences were through awkward first dates or firm sponsored dinners, and I managed to save quite a bit! Sometimes, its hard to ignore what your parents say over and over, but in this case, Im glad I listened. What funny things have your parents told you thats stuck with you your entire life?!
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#crappy2happy #chinesemom #chinesemomsay #debtfreejourney #debtfreeliving #budgetingadvice #mymomtoldmeso #momadvice #immigrantchildren #immigrantclub #freshofftheboat #budgeting #budgetlifestyle #budgetlife #savemoney #momsayings #childhoodstories #memories #becauseisaidso
My Chinese mother would always remind me of this, over and over again, even before I knew the difference between champagne and beer. She came from Taiwan to the States to marry my dad, and they didnt have much initially. Over time, they worked hard and saved well, and were able to help pay for my brother and my college tuition. I have some small loans left but for the most part, my parents paid for my school and I helped a bit with some scholarships and work study throughout college. I know Im lucky my parents helped me so much, but on top of the sponsored schooling, my mom also constantly taught me a lot of the basic life skills I hold onto to this day. She would also tell me, Always pay all your credit card bills in full! Dont being stingy with other people, just yourself. Never take a drink you havent seen prepared. Always save, save, save instead spend spend spend! Ai-ya, but dont saving when it comes to skincare Ha! And thanks to her constant motherly nagging-I mean kind reminders, I was able to start my IRA at the age of 22, I never missed a monthly facial, and I kept increasing my 401k percentage contributions with each pay increase and continued to live like a first year associate until I was 28. Most of my fine dining experiences were through awkward first dates or firm sponsored dinners, and I managed to save quite a bit! Sometimes, its hard to ignore what your parents say over and over, but in this case, Im glad I listened. What funny things have your parents told you thats stuck with you your entire life?! . . . #crappy2happy  #chinesemom  #chinesemomsay  #debtfreejourney  #debtfreeliving  #budgetingadvice  #mymomtoldmeso  #momadvice  #immigrantchildren  #immigrantclub  #freshofftheboat  #budgeting  #budgetlifestyle  #budgetlife  #savemoney  #momsayings  #childhoodstories  #memories  #becauseisaidso 
Struggles and pains are a part of life. They do not define you nor making you a certain person. They are actually a blessing. Without them we would never learn what not to do. Struggling with debt is one of the items. Having debt and learning to overcome it is a huge blessing. One you can pass on to others.  Stay strong, you've got this!
Follow 
@financefreelife

#financefreelife #finance #debtfree #debtfreecommunity #journey #budgeting #debt #debtfreejourney #budget #savingmoney #moneyproblems #learn #literacy #journey #dreams #goals #supreme #millionairemindset #millionaire #podcast #trader #trading #investing #investor #passiveincome #debtfree #entrepreneur #valueinvesting #economics #wealth #hardwork #passiveincome #laugh
Struggles and pains are a part of life. They do not define you nor making you a certain person. They are actually a blessing. Without them we would never learn what not to do. Struggling with debt is one of the items. Having debt and learning to overcome it is a huge blessing. One you can pass on to others. Stay strong, you've got this! Follow @financefreelife #financefreelife  #finance  #debtfree  #debtfreecommunity  #journey  #budgeting  #debt  #debtfreejourney  #budget  #savingmoney  #moneyproblems  #learn  #literacy  #journey  #dreams  #goals  #supreme  #millionairemindset  #millionaire  #podcast  #trader  #trading  #investing  #investor  #passiveincome  #debtfree  #entrepreneur  #valueinvesting  #economics  #wealth  #hardwork  #passiveincome  #laugh 
Ive got a buyer whos taking the mick a little bit now.. I woke up yesterday to 2 cancelled bids on items (both same buyer) and the reason was wrong amount entered.. the bids were 99p & 瞿1 - where the starting bid was only 99p anyway! I messaged the buyer last night as they had asked about something else & asked if they minded telling me why theyd cancelled 2 bids at this reason when the amount they entered was literally 1p more than the starting bid. This morning I have woken up to 2 messages on separate items from the SAME person asking me to cancel their bids because they have changed their mind.. when they only bid on them last night. Am I within my rights to contact eBay to lodge a complaint at all? One item I can understand, but 4 in the space of 24 hours, when they had only bid on 2 less than 12 hours ago, seems a bit ridiculous!  #debtfreecommunity #debtfreejourney #debtsnowball #debtfree #debt #debtfreeliving #financialfreedom #financiallyfree #debtfreegoals #debtfreelifestyle #finance #credit #creditcard #lifestyle #mummymanagingmoney #debtmanagement #budget #budgeting #mummy #money #snowball #snowballmethod #family #ebay #complaint #timewaster #badbuyer #ebayhelp #ebayquery #helpplease
Ive got a buyer whos taking the mick a little bit now.. I woke up yesterday to 2 cancelled bids on items (both same buyer) and the reason was wrong amount entered.. the bids were 99p & 瞿1 - where the starting bid was only 99p anyway! I messaged the buyer last night as they had asked about something else & asked if they minded telling me why theyd cancelled 2 bids at this reason when the amount they entered was literally 1p more than the starting bid. This morning I have woken up to 2 messages on separate items from the SAME person asking me to cancel their bids because they have changed their mind.. when they only bid on them last night. Am I within my rights to contact eBay to lodge a complaint at all? One item I can understand, but 4 in the space of 24 hours, when they had only bid on 2 less than 12 hours ago, seems a bit ridiculous! #debtfreecommunity  #debtfreejourney  #debtsnowball  #debtfree  #debt  #debtfreeliving  #financialfreedom  #financiallyfree  #debtfreegoals  #debtfreelifestyle  #finance  #credit  #creditcard  #lifestyle  #mummymanagingmoney  #debtmanagement  #budget  #budgeting  #mummy  #money  #snowball  #snowballmethod  #family  #ebay  #complaint  #timewaster  #badbuyer  #ebayhelp  #ebayquery  #helpplease 
Here is my #groceryhaul for the week. Now that the 4wk flybuys spend is over, its back to utilising the Woolworths click and collect and the local fruit and veg grocer, while finishing up at Coles. Im really trying to bring my flybuys spends down as it went up by $10 to $130. 
I normally make all Mr1 meals as it works at better, but when @annabelkarmel are only $2, I like to get a few to have on hand. More to use in an emergency and to give him a little variety. 
I picked up the 4pk of nappies using my raincheck from Woolworths and putting the $20 I saved from last weeks shop towards them. They cost me $34. I can't recommend enough getting rainchecks wherever possible, especially on bulk buy items. While technically the item needs to be out of stock to receive a raincheck, I find if I ask at the checkout for one they generally will just give you one. 
Woolworths: $52.63 ( food only )
Woolworths: $34 ( nappies)
Coles: $64.15
Grocer: $17.63

Total: $168.41
This puts me $1.59 under budget minus the $20 I rolled over
Here is my #groceryhaul  for the week. Now that the 4wk flybuys spend is over, its back to utilising the Woolworths click and collect and the local fruit and veg grocer, while finishing up at Coles. Im really trying to bring my flybuys spends down as it went up by $10 to $130. I normally make all Mr1 meals as it works at better, but when @annabelkarmel are only $2, I like to get a few to have on hand. More to use in an emergency and to give him a little variety. I picked up the 4pk of nappies using my raincheck from Woolworths and putting the $20 I saved from last weeks shop towards them. They cost me $34. I can't recommend enough getting rainchecks wherever possible, especially on bulk buy items. While technically the item needs to be out of stock to receive a raincheck, I find if I ask at the checkout for one they generally will just give you one. Woolworths: $52.63 ( food only ) Woolworths: $34 ( nappies) Coles: $64.15 Grocer: $17.63 Total: $168.41 This puts me $1.59 under budget minus the $20 I rolled over
Financial freedom is possible! Debt is not normal, get that hustle on and pay that debt out. There are NO EXCUSES! As much as you would like to think youve got a good excuse, its not good enough!
Financial freedom is possible! Debt is not normal, get that hustle on and pay that debt out. There are NO EXCUSES! As much as you would like to think youve got a good excuse, its not good enough!
#rp @theluxurycapital : Success is a decision, you must be intentional about it. Your decisiveness will show in how serious you become  about only planting seeds of good habits in your "work ethic garden".﹖o we're here to encourage you to:
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 Start #budgeting
 Come up with a plan towards #retirement when you're still young
 Live within your means
 Invest
 Create several streams of passive income
 Protect your #assets
 Save
¥on't accumulate massive amounts of #debt .
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INCUBATE HEALTHY #FINANCIAL HABITS. #elevate #unlearn #relearn #economics #mindset #work #gains #happy #life #family #tribe #world #wealth #bag #good #income #rich #owner #love
#rp  @theluxurycapital : Success is a decision, you must be intentional about it. Your decisiveness will show in how serious you become about only planting seeds of good habits in your "work ethic garden".﹖o we're here to encourage you to: . Start #budgeting  Come up with a plan towards #retirement  when you're still young Live within your means Invest Create several streams of passive income Protect your #assets  Save ¥on't accumulate massive amounts of #debt  . . INCUBATE HEALTHY #FINANCIAL  HABITS. #elevate  #unlearn  #relearn  #economics  #mindset  #work  #gains  #happy  #life  #family  #tribe  #world  #wealth  #bag  #good  #income  #rich  #owner  #love 
Curious! I see a lot of people with student loan debt over 60k and all the way into  115+k. .
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Curiosity makes me want to know what you got your degrees in and if you're working your intended field. .
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Being nosey .
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#debtfreecommunity #debtfreelife #budgeting #frugalfamily #lessismore #frugalcommunity #cashisking #motivation #goals #financialgoals #debtfreebaby #bs2 #debtfreemarriage #financialgoals
In any given moment, if you dont have money available for something, you simply cannot afford it. Therefore, you shouldnt buy it.

A friend and I were just talking about credit cards, and she mentioned that she pays off her balance every month with her last pay check. I told her that paying in full is the way to go, but if shes not able to immediately pay off each charge, shes *borrowing money* from herself. Thats a very slippery slope. She agreed and was surprised she hadnt seen it that way before.

We dont believe credit cards are evil, but its important that they be used wisely. If you use credit cards (like we do), one of the best things you can do is to pay off a purchase the moment it goes through.
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#financialfreedom #financialindependence #fi #ficommunity #creditcards #budgeting #budgeting101 #spendingmoney #payingbills #financialliteracy #creditcards #creditscore #spendingtracker #cashflow
In any given moment, if you dont have money available for something, you simply cannot afford it. Therefore, you shouldnt buy it. A friend and I were just talking about credit cards, and she mentioned that she pays off her balance every month with her last pay check. I told her that paying in full is the way to go, but if shes not able to immediately pay off each charge, shes *borrowing money* from herself. Thats a very slippery slope. She agreed and was surprised she hadnt seen it that way before. We dont believe credit cards are evil, but its important that they be used wisely. If you use credit cards (like we do), one of the best things you can do is to pay off a purchase the moment it goes through. . . . . . . #financialfreedom  #financialindependence  #fi  #ficommunity  #creditcards  #budgeting  #budgeting101  #spendingmoney  #payingbills  #financialliteracy  #creditcards  #creditscore  #spendingtracker  #cashflow 
This weeks shop $152.32. $2.32 over budget. Body wash is $2 ea only body wash hubby and I use.

#budgetshopping #budgetshopper #budgetinglifestyle #budgeting #aussiebudgetmummy #foodshopping #weeklyfoodshop #aussiemumlife #mumlife #stockpiling #stockpile
Pertama kali dengar buku The Barefoot Investor (TBI) ada kalau setahunan lalu. Cari, cari, cari, akhirnya dapat newsletter-nya dua bulanan kemarin.

Sejauh ini yg bisa kusimpulkan: itu buku kurang-lebih The Total Money Makeover (TTMM)-nya Australia. Kalau TTMM titik beratnya di mutus siklus hidup gaji ke gaji tanpa ganti karir jadi pengusaha/investor (dalam konteks AS), TBI titik beratnya di berinvestasi yg aman bagi kelas pekerja (dalam konteks Australia) yg notabene harus putar otak utk bisa menyisihkan penghasilan. Aku bisa aja salah sih. Belum baca sendiri TTMM dan TBI.

Di newsletter-nya yg terakhir penulis TBI bilang dia punya 3 aturan dalam berinvestasi khususnya saham:

1. Jangan pakai uang yg TIDAK sejati, sungguhan, betulan nganggur.
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2. Jangan taruh semua dana investasi kita di satu tempat (=satu perusahaan).
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3. Jangan taruh dana investasi kita di perusahaan yg jelas-jelas TIDAK mendatangkan uang masuk (perusahaan yg menjual sahamnya pasti punya pembukuan yg bisa diakses publik; nggak tahu lagi kalau di Ind; mestinya sama; iya nggak sih?).
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Kulihat-lihat 3 aturannya itu ada samanya dikit dg 4 Pedoman Berinvestasi Bagi Keuangan UMR yg kutulis beberapa bulan lalu. Link-nya kutaruh di profile. Mungkin ada yg belum baca.
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Nampak di foto: resto di tengah kota Pacet yg sudah 3 kali ganti kepemilikan sejak Okt 2016. Pemiliknya yg sekarang yg bisa bawa ini resto jadi unit usaha yg menguntungkan. Tempat sama, jenis usaha sama, pemilik/pengelola beda, tingkat return-nya juga beda. Gimana ya njelaskannya?
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[Garuk-garuk kepala..]
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#budgeting
Pertama kali dengar buku The Barefoot Investor (TBI) ada kalau setahunan lalu. Cari, cari, cari, akhirnya dapat newsletter-nya dua bulanan kemarin. Sejauh ini yg bisa kusimpulkan: itu buku kurang-lebih The Total Money Makeover (TTMM)-nya Australia. Kalau TTMM titik beratnya di mutus siklus hidup gaji ke gaji tanpa ganti karir jadi pengusaha/investor (dalam konteks AS), TBI titik beratnya di berinvestasi yg aman bagi kelas pekerja (dalam konteks Australia) yg notabene harus putar otak utk bisa menyisihkan penghasilan. Aku bisa aja salah sih. Belum baca sendiri TTMM dan TBI. Di newsletter-nya yg terakhir penulis TBI bilang dia punya 3 aturan dalam berinvestasi khususnya saham: 1. Jangan pakai uang yg TIDAK sejati, sungguhan, betulan nganggur. . 2. Jangan taruh semua dana investasi kita di satu tempat (=satu perusahaan). . 3. Jangan taruh dana investasi kita di perusahaan yg jelas-jelas TIDAK mendatangkan uang masuk (perusahaan yg menjual sahamnya pasti punya pembukuan yg bisa diakses publik; nggak tahu lagi kalau di Ind; mestinya sama; iya nggak sih?). . Kulihat-lihat 3 aturannya itu ada samanya dikit dg 4 Pedoman Berinvestasi Bagi Keuangan UMR yg kutulis beberapa bulan lalu. Link-nya kutaruh di profile. Mungkin ada yg belum baca. . Nampak di foto: resto di tengah kota Pacet yg sudah 3 kali ganti kepemilikan sejak Okt 2016. Pemiliknya yg sekarang yg bisa bawa ini resto jadi unit usaha yg menguntungkan. Tempat sama, jenis usaha sama, pemilik/pengelola beda, tingkat return-nya juga beda. Gimana ya njelaskannya? . [Garuk-garuk kepala..] . #budgeting 
One completely unnecessary purchase of the month which gives me more freedom: a @luxylemon charging phone case!
My phone is paid for by my job, we work on them 24/7 with texts and phone calls from clients. My biggest issue was the battery dying!
While I can bring a charger to work, it felt like extra clutter having it by my desk. So I decided instead to get a charging phone case. 
Not only is it adorable, but my phone is able to charge a full time on this!
It gives me more freedom to go places after work and not worry about my battery dying. 
#debt #debtfreecommunity #debtfreejourney #debtfree #moneymanagement #debtmanagement #debtfreegoals #debtfreeisthenewsexy #debtsnowball #debtavalanche #budgeting #debtfreecommunitycanada #teamtinyshovel #ad
One completely unnecessary purchase of the month which gives me more freedom: a @luxylemon charging phone case! My phone is paid for by my job, we work on them 24/7 with texts and phone calls from clients. My biggest issue was the battery dying! While I can bring a charger to work, it felt like extra clutter having it by my desk. So I decided instead to get a charging phone case. Not only is it adorable, but my phone is able to charge a full time on this! It gives me more freedom to go places after work and not worry about my battery dying. #debt  #debtfreecommunity  #debtfreejourney  #debtfree  #moneymanagement  #debtmanagement  #debtfreegoals  #debtfreeisthenewsexy  #debtsnowball  #debtavalanche  #budgeting  #debtfreecommunitycanada  #teamtinyshovel  #ad 
Yes I paid 26k off in 8 months, its sooo fucking possible. Ive seen people in the #debtfreecommunity pay more than we have on debt. Debt is not normal! Ive seen people paying 3k worth of debt between mortgages, car loans and credit cards as minimum payments.
Yes I paid 26k off in 8 months, its sooo fucking possible. Ive seen people in the #debtfreecommunity  pay more than we have on debt. Debt is not normal! Ive seen people paying 3k worth of debt between mortgages, car loans and credit cards as minimum payments.
Watch Nicholas and I shop together. It's football season and that means that we are in and out of sport stores regularly.

But I like to approach going into any store with a plan. The hardest part is sticking to it... I hope this short video provides some entertainment and value for you all. If we get 10 likes, we will upload similar clips in the future. Share with friends and family.

Shopping on a #budget may even become a series 仄賤儭 #escapetypical
Watch Nicholas and I shop together. It's football season and that means that we are in and out of sport stores regularly. But I like to approach going into any store with a plan. The hardest part is sticking to it... I hope this short video provides some entertainment and value for you all. If we get 10 likes, we will upload similar clips in the future. Share with friends and family. Shopping on a #budget  may even become a series 仄賤儭 #escapetypical 
I just setup the 1st part of our  October Budget using the budget stickers from Elaine Michelle Studio! They are so functional and the paper quality is awesome! 
Get 20% of ALL your orders of $10.00 or more with my code: MONICA
https://www.etsy.com/shop/ElaineMichelleStudio?coupon=MONICA
#elainemichellestudio
#Shewhoplans 
#Lucasfinancialconsultingllc  #plannergreek #budgeting #debtfreejourney #planningwithapurpose #daveramsey #debtfreeliving
Wow wow wow! Hi everyone!! Long time no see! College life is a rough life, and Ive been dressing business professional everyday (but no one to take pictures of my outfits). Idk if any of you have heard of @daveramsey but hes a staple in my Frugal Life. Now that Im on my own, I have been trying to budget more, and save a whole lot more as well. Since this page is more than just fashion, its really about frugal living, Im adding in more about how to live life to the fullest without breaking the bank. Basically live save says live like no one else now, so later, you can LIVE like no one else! So pumped to share this new aspect! Yes, Ill still be doing fashion!! I just havent bought any new clothes (TIP: dont buy clothes when you dont need them )
Wow wow wow! Hi everyone!! Long time no see! College life is a rough life, and Ive been dressing business professional everyday (but no one to take pictures of my outfits). Idk if any of you have heard of @daveramsey but hes a staple in my Frugal Life. Now that Im on my own, I have been trying to budget more, and save a whole lot more as well. Since this page is more than just fashion, its really about frugal living, Im adding in more about how to live life to the fullest without breaking the bank. Basically live save says live like no one else now, so later, you can LIVE like no one else! So pumped to share this new aspect! Yes, Ill still be doing fashion!! I just havent bought any new clothes (TIP: dont buy clothes when you dont need them )
Hola. Wanted to introduce myself and when I say myself I really mean to include my hubby. We began this journey just recently when my sister loaned me her copy of The Total Money Makeover book. I began to read it and immediately everything began to make sense. I got my husband to read it as well and we are  on board to tackle this debt. 
I am a stay at home mom. 3 kids (the smallest having a complex heart condition).

Growing up we were never educated about handling finances and I vow to teach our children differently. I hope they never will be in this same boat . #debtfreecommunity #debtfreeliving #daveramsey #gazelleintense #mexicandebtfree #mexicandebtcrisis #debtsnowball #budgeting #stayathomemom #debtisdumb
Hola. Wanted to introduce myself and when I say myself I really mean to include my hubby. We began this journey just recently when my sister loaned me her copy of The Total Money Makeover book. I began to read it and immediately everything began to make sense. I got my husband to read it as well and we are on board to tackle this debt. I am a stay at home mom. 3 kids (the smallest having a complex heart condition). Growing up we were never educated about handling finances and I vow to teach our children differently. I hope they never will be in this same boat . #debtfreecommunity  #debtfreeliving  #daveramsey  #gazelleintense  #mexicandebtfree  #mexicandebtcrisis  #debtsnowball  #budgeting  #stayathomemom  #debtisdumb 
Check out my IG Live! #SavvyMomsUnite
Update: Ive made it a week so far and it is way harder then I would have ever thought! I want to go to the grocery store so bad! QUESTION: Is it considered spending if I scrounge up change to go buy a roll of paper towels? (We have a puppy and I would rather not use my cloth towels to clean up messes) I hate to screw up my streak but its a necessity at this point. 仄領儭 #debtfreejourney #debtfreecommunity #debtfree #budgeting #bulletjournal
Update: Ive made it a week so far and it is way harder then I would have ever thought! I want to go to the grocery store so bad! QUESTION: Is it considered spending if I scrounge up change to go buy a roll of paper towels? (We have a puppy and I would rather not use my cloth towels to clean up messes) I hate to screw up my streak but its a necessity at this point. 仄領儭 #debtfreejourney  #debtfreecommunity  #debtfree  #budgeting  #bulletjournal 
Here is another way to make your #leftovers more #exciting. As much as I enjoyed that #seafood #pasta, I didnt want to eat it four days in a row. So, for todays lunch I added #mushrooms and cut up #bacon to my pasta #Alfredo and finished it up with some shaved #Parmesan #cheese. It even tasted good out of an office #microwave. #surfandturf #foodporn #eastwestgourmet #budget #budgeting #debtfreecommunity #debtfreejourney #daveramsey #foodie #foodieonabudget
Here is another way to make your #leftovers  more #exciting . As much as I enjoyed that #seafood  #pasta , I didnt want to eat it four days in a row. So, for todays lunch I added #mushrooms  and cut up #bacon  to my pasta #Alfredo  and finished it up with some shaved #Parmesan  #cheese . It even tasted good out of an office #microwave . #surfandturf  #foodporn  #eastwestgourmet  #budget  #budgeting  #debtfreecommunity  #debtfreejourney  #daveramsey  #foodie  #foodieonabudget 
Tired of your boss? Time for a new job! Let Clear Desk Assistant help your resume stand out and get your freedom! Its important to put your BEST and MOST RELEVANT information first. Recruiters and hiring managers care. A one time resume service is just $15!
DM for an appointment today or visit cleardeskassistant.weebly.com/
樹樹樹 兩兩 .
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#personalassistant #virtualassistant #resumeservices #jobhelp #errandservices #travelarrangement #bookkeeping #socialmediamanagement  #budgeting #invoicing #projectmanagement #calendarmanagement #chicagobusiness
Tired of your boss? Time for a new job! Let Clear Desk Assistant help your resume stand out and get your freedom! Its important to put your BEST and MOST RELEVANT information first. Recruiters and hiring managers care. A one time resume service is just $15! DM for an appointment today or visit cleardeskassistant.weebly.com/ 樹樹樹 兩兩 . . . #personalassistant  #virtualassistant  #resumeservices  #jobhelp  #errandservices  #travelarrangement  #bookkeeping  #socialmediamanagement  #budgeting  #invoicing  #projectmanagement  #calendarmanagement  #chicagobusiness 
New Fall Arrivals!  New Arrivals For Fall Buy 2 Get 15% Off, Buy 3 Get 25% Off at Rosegal
For link to your deal copy and paste https://gkcoupons.com/coupon/new-arrivals-for-fall-at-rosegal/
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#halloween #autumn #coupons #savings #extremecouponing#deals #saving #savingmoney #deals #couponing #coupondeals #free #freemoney #freecash #cashback #moneysaving #savemoney #budgeting #extremecoupons #couponcommunity #blogger #bloggerslife #couponingcommunity #offers #gk_coupons #extremecouponer #couponers
New Fall Arrivals! New Arrivals For Fall Buy 2 Get 15% Off, Buy 3 Get 25% Off at Rosegal For link to your deal copy and paste https://gkcoupons.com/coupon/new-arrivals-for-fall-at-rosegal/ * * * * #fall  #fashion  #halloween  #autumn  #coupons  #savings  #extremecouponing #deals  #saving  #savingmoney  #deals  #couponing  #coupondeals  #free  #freemoney  #freecash  #cashback  #moneysaving  #savemoney  #budgeting  #extremecoupons  #couponcommunity  #blogger  #bloggerslife  #couponingcommunity  #offers  #gk_coupons  #extremecouponer  #couponers 
High school and college students / young adults: what do you want to know about financially preparing for life after school? Grownups: what is the biggest piece of financial advice you would give your younger self?
High school and college students / young adults: what do you want to know about financially preparing for life after school? Grownups: what is the biggest piece of financial advice you would give your younger self?
When you prefer to follow people with more or equal debt to you  
Just being real! Am I a terrible person?!? I love everyone in this community but there is something so special about finding those also walking in your shoes! @debtfreeveterinarian Im cheering for ya!
#debtfreecommunity #debtfreejourney #debtfreeoneday #ditchthedebt #daveramseybabysteps #debtfreeliving #budgeting #onabudget #studentloans #broke #babysteps #thatbudgetlife #thatbrokelife #thatbrokelifetho
Its always good practice to keep some funds aside for an impromptu weekend getaway  The process is even easier when you automate your earnings to save without having to lift a finger.
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#financetips #budgeting #savings #goalkeeping #budgetplanner #weekendgetaway #weekend #vacationmode #fimoney
#Repost @barbaraeserrano with @get_repost
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Te contamos todo sobre la Crometofobia, 癒el miedo al dinero que te impide triunfar! Entra a mi link para que entres a mi canal de You Tube. @melitsawaage .
 https://youtu.be/pkKxNUyug_Q
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#rica #mujeresricas #libertadfinanciera #libertadfinancieraparalamujer #ahorro #comienzaHOY #dinero #abundancia #prosperidad #energy #positivevibes #educaci籀nfinanciera #ed繳catefinancieramente #educaci籀nfinancieraparatodos #financialblogger #financialblogging #wealth #wealthmanagement #wealthbuilding #seguridadfinanciera #budget #budgeting #presupuesto #estilodevida #lifestyle #money #dinero
#Repost  @barbaraeserrano with @get_repost 颯颯 Te contamos todo sobre la Crometofobia, 癒el miedo al dinero que te impide triunfar! Entra a mi link para que entres a mi canal de You Tube. @melitsawaage . https://youtu.be/pkKxNUyug_Q . ______________ #rica  #mujeresricas  #libertadfinanciera  #libertadfinancieraparalamujer  #ahorro  #comienzaHOY  #dinero  #abundancia  #prosperidad  #energy  #positivevibes  #educaci籀nfinanciera  #ed繳catefinancieramente  #educaci籀nfinancieraparatodos  #financialblogger  #financialblogging  #wealth  #wealthmanagement  #wealthbuilding  #seguridadfinanciera  #budget  #budgeting  #presupuesto  #estilodevida  #lifestyle  #money  #dinero 
Managing your money can be hard-so why not automate the process? Automate your savings to optimize each paycheck earned so you can fund all your hobbies-like say succulent collecting 
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#savings #budgeting #goalkeeping #budgetplanner #financetips #goalsetting #fimoney #succulents #greenthumb
Working on that agility training 潑儭
The nice thing about having little furniture in this room is it can quickly turn into a workout zone. #unplanned. The workout I did is in my stories. -
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#budget #budgetingmommy #debtfreecommunity #debtfreeliving #financialfreedom #budgeting #budgetplanning #debtfree #minimalism #minimalist #minimalistroom
Working on that agility training 潑儭 The nice thing about having little furniture in this room is it can quickly turn into a workout zone. #unplanned . The workout I did is in my stories. - - - - - - - - - - - - - - #weightloss  #loosingweight  #becominghealthy  #losethebabypooch  #fitness  #fitnessmotivation  #pushyourself  #weightlossjourney  #gainthemuscle  #fightforresults  #itstartswithayes  #fattofit  #noexcuses  #fitmom  #transformation  #agilitytraining  #ladderworkout  #gettingfaster  #budget  #budgetingmommy  #debtfreecommunity  #debtfreeliving  #financialfreedom  #budgeting  #budgetplanning  #debtfree  #minimalism  #minimalist  #minimalistroom 
Made another sale!  Sold (one of) my wedding dress(es) last week via consignment. The e-transfer just hit my account and I sent the full amount straight to the LOC!  We are officially down to $6,330 and we GET PAID TOMORROW 
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Story time: We eloped! I bought a dress at a consignment shop fairly quick. I had slight dress regret, thinking what if something better was out there. Sure enough there was 
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Both dresses combined were about $1300. Last week I sold the dress I didnt end up wearing. The dress I actually wore is at the consignment shop too. Hoping it sells soon
Made another sale! Sold (one of) my wedding dress(es) last week via consignment. The e-transfer just hit my account and I sent the full amount straight to the LOC! We are officially down to $6,330 and we GET PAID TOMORROW - Story time: We eloped! I bought a dress at a consignment shop fairly quick. I had slight dress regret, thinking what if something better was out there. Sure enough there was - Both dresses combined were about $1300. Last week I sold the dress I didnt end up wearing. The dress I actually wore is at the consignment shop too. Hoping it sells soon
Follow me to get practical! Lets face it, life is expensive and there are a lot of things we pay for that we really dont need to. -

These posts will be based on a variety of different subjects but the main ones are...
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1儭 Simple car maintenance and repairs 
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2儭 Crf230f improvements, trail riding, and maintenance 
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3儭 Cosmetology/Hairstyling 潑儭 .
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4儭 Cats  
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5儭 Camping and Outdoor Adventures 綽
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6儭 Tiny House/Skoolie Dreams  
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7儭 Workout Videos 元潑儭潑儭
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#practicallyblonde #dirtbikes #diy #budgeting #carmaintenance #tinyhousedreams #cosmetologyschool #hairstyling #followme #tipstricks #letsgetpractical #facebook #twitter #youtube #fitness
Follow me to get practical! Lets face it, life is expensive and there are a lot of things we pay for that we really dont need to. - These posts will be based on a variety of different subjects but the main ones are... - 1儭 Simple car maintenance and repairs . . 2儭 Crf230f improvements, trail riding, and maintenance . . 3儭 Cosmetology/Hairstyling 潑儭 . . 4儭 Cats . . 5儭 Camping and Outdoor Adventures 綽 . . 6儭 Tiny House/Skoolie Dreams . . 7儭 Workout Videos 元潑儭潑儭 . . Follow my YouTube channel Practically Blonde . . . . . #practicallyblonde  #dirtbikes  #diy  #budgeting  #carmaintenance  #tinyhousedreams  #cosmetologyschool  #hairstyling  #followme  #tipstricks  #letsgetpractical  #facebook  #twitter  #youtube  #fitness 
Buy more, save more at Spirit Halloween . Take $10 off of $65, $20 off of $100, $30 off of $150, $50 off of $200 at Spirit Halloween! Use Code 18LABOR. Offer Ends 9/30. Shop Now!
for link https://gkcoupons.com/coupon/buy-more-save-spirit-halloween/
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#halloweenparty #coupons #savings #extremecouponing#deals #saving #savingmoney #deals #couponing #coupondeals #free #freemoney #freecash #cashback #moneysaving #savemoney #budgeting #extremecoupons #couponcommunity #blogger #bloggerslife #couponingcommunity #offers #gk_coupons
Buy more, save more at Spirit Halloween . Take $10 off of $65, $20 off of $100, $30 off of $150, $50 off of $200 at Spirit Halloween! Use Code 18LABOR. Offer Ends 9/30. Shop Now! for link https://gkcoupons.com/coupon/buy-more-save-spirit-halloween/ * * * * #halloween  # costumes #halloweenparty  #coupons  #savings  #extremecouponing #deals  #saving  #savingmoney  #deals  #couponing  #coupondeals  #free  #freemoney  #freecash  #cashback  #moneysaving  #savemoney  #budgeting  #extremecoupons  #couponcommunity  #blogger  #bloggerslife  #couponingcommunity  #offers  #gk_coupons 
It is A-ok for you to take care of your itch for fun. There are plenty of activities to do out there without spending a dime. I know I like to read books, cook, and even go to the beach when I get the chance: three cheap, productive opportunities to improve myself. What free activities do you find yourself doing when you don't want to break the bank?
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#debt #debtfree #debtfreecommunity #debtfreejourney #debtfreemindset #millennial #millennials #budget #budgeting #personalfinance #freetime
It is A-ok for you to take care of your itch for fun. There are plenty of activities to do out there without spending a dime. I know I like to read books, cook, and even go to the beach when I get the chance: three cheap, productive opportunities to improve myself. What free activities do you find yourself doing when you don't want to break the bank? 詹 詹 #debt  #debtfree  #debtfreecommunity  #debtfreejourney  #debtfreemindset  #millennial  #millennials  #budget  #budgeting  #personalfinance  #freetime 
A slice of pizza from Angelos costs you over $2 on any given day. Life Insurance can cost less than $1 a day.

We love their pizza, but it definitely puts your budget into perspective. What kind of money can you save to put towards your loved ones futures? #LIAM18
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#LifeInsuranceAwarenessMonth #LifeInsuranceAwareness #lifeinsurance #insuranceawarenss #insurance #lifematters #HereLifeMatters #HereFamilyMatters #LIAM #protectyourlove #Protectyourlife #insureyourlove #insureyourlife #familyprotection #budget #budgeting #pizza #pizzalover #pizzadays #moneysaving #money #cost #pizzatime #local #pizzamania
A slice of pizza from Angelos costs you over $2 on any given day. Life Insurance can cost less than $1 a day. We love their pizza, but it definitely puts your budget into perspective. What kind of money can you save to put towards your loved ones futures? #LIAM18  . . . #LifeInsuranceAwarenessMonth  #LifeInsuranceAwareness  #lifeinsurance  #insuranceawarenss  #insurance  #lifematters  #HereLifeMatters  #HereFamilyMatters  #LIAM  #protectyourlove  #Protectyourlife  #insureyourlove  #insureyourlife  #familyprotection  #budget  #budgeting  #pizza  #pizzalover  #pizzadays  #moneysaving  #money  #cost  #pizzatime  #local  #pizzamania 
This morning consisted of the daycare drop off and then shopping with my littlest love. The next post will be what we got and some of my favorite tricks to make sure I stick to budget. My favorite coffee was also on special so I'm just gonna sit and enjoy it while the baby sleeps 
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#debtfreemum #debtfreecommunity #save #debtfreecommunityaustralia #aussiesavings #instaday #weddingplanning #savings #budgeting #blogger #savingmoneytips #savingmoney #budgetplanner #moneysaving #family #instadaily #weddingplanner #bloggerlife #wedding #budgetmeals #bfi #barefootinvestor #barefoot #instagood #budgetlife #budget #budgetfood #ozdebtfreecommunity #ozdebtfree
This morning consisted of the daycare drop off and then shopping with my littlest love. The next post will be what we got and some of my favorite tricks to make sure I stick to budget. My favorite coffee was also on special so I'm just gonna sit and enjoy it while the baby sleeps . . . #debtfreemum  #debtfreecommunity  #save  #debtfreecommunityaustralia  #aussiesavings  #instaday  #weddingplanning  #savings  #budgeting  #blogger  #savingmoneytips  #savingmoney  #budgetplanner  #moneysaving  #family  #instadaily  #weddingplanner  #bloggerlife  #wedding  #budgetmeals  #bfi  #barefootinvestor  #barefoot  #instagood  #budgetlife  #budget  #budgetfood  #ozdebtfreecommunity  #ozdebtfree 
Those of you whove followed me for a while know that right before our holiday our cat ate a chicken bone.. cue 2 trips to the vets pre-holiday, an emergency trip the day after we went on holiday & a trip in for an enema (thank God for the most amazing pet sitter in the world!). Luckily we had pet insurance, but then there has been a HUGE stress over whether it was invalid as my address wasnt up to date! Then it turned out my vets practice doesnt deal with insurance online so I had to print the forms off & do a 14 mile round trip to drop them off & pay a 瞿10 fee for them to fill them in! After 3 weeks Id still not heard from the insurers so I called & they said that the vets had sent the history but not the actual claim form or the invoice! Cue mini rage from me for having to pay for the vets to do this, then them not actually doing it properly! Called the vets, the admin woman was off but theyd leave a note.. well lying here at 2:15am, wide awake, went to check the bank balance... AND YAYYYYYY! We got our money back (even if it has taken around 6 weeks)! Woohoo! 鳶 #debtfreecommunity #debtfreejourney #debtsnowball #debtfree #debt #debtfreeliving #financialfreedom #financiallyfree #debtfreegoals #debtfreelifestyle #finance #credit #creditcard #lifestyle #mummymanagingmoney #debtmanagement #budget #budgeting #mummy #money #snowball #snowballmethod #family #petinsurance #claim #pets #accident
Those of you whove followed me for a while know that right before our holiday our cat ate a chicken bone.. cue 2 trips to the vets pre-holiday, an emergency trip the day after we went on holiday & a trip in for an enema (thank God for the most amazing pet sitter in the world!). Luckily we had pet insurance, but then there has been a HUGE stress over whether it was invalid as my address wasnt up to date! Then it turned out my vets practice doesnt deal with insurance online so I had to print the forms off & do a 14 mile round trip to drop them off & pay a 瞿10 fee for them to fill them in! After 3 weeks Id still not heard from the insurers so I called & they said that the vets had sent the history but not the actual claim form or the invoice! Cue mini rage from me for having to pay for the vets to do this, then them not actually doing it properly! Called the vets, the admin woman was off but theyd leave a note.. well lying here at 2:15am, wide awake, went to check the bank balance... AND YAYYYYYY! We got our money back (even if it has taken around 6 weeks)! Woohoo! 鳶 #debtfreecommunity  #debtfreejourney  #debtsnowball  #debtfree  #debt  #debtfreeliving  #financialfreedom  #financiallyfree  #debtfreegoals  #debtfreelifestyle  #finance  #credit  #creditcard  #lifestyle  #mummymanagingmoney  #debtmanagement  #budget  #budgeting  #mummy  #money  #snowball  #snowballmethod  #family  #petinsurance  #claim  #pets  #accident 
This equaled this ∴ I always put our shrapnel in a jar and count it every few months... $50 was this times amount... I think when I start again Ill wait till its full to the top to cash in 賅
This equaled this ∴ I always put our shrapnel in a jar and count it every few months... $50 was this times amount... I think when I start again Ill wait till its full to the top to cash in 賅
埠湘#Repost @hoodestates (@get_repost)
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Regrann from @theluxurycapital -  Success is a decision, you must be intentional about it. Your decisiveness will show in how serious you become  about only planting seeds of good habits in your "work ethic garden".﹖o we're here to encourage you to:
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 Start #budgeting
 Come up with a plan towards #retirement when you're still young
 Live within your means
 Invest
 Create several streams of passive income
 Protect your #assets
 Save
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INCUBATE HEALTHY #FINANCIAL HABITS. - #regrann  #Hoodestates #NoSacrificeNoReward #investtobuildwealth
埠湘#Repost  @hoodestates (@get_repost) 颯颯 Regrann from @theluxurycapital - Success is a decision, you must be intentional about it. Your decisiveness will show in how serious you become about only planting seeds of good habits in your "work ethic garden".﹖o we're here to encourage you to: . Start #budgeting  Come up with a plan towards #retirement  when you're still young Live within your means Invest Create several streams of passive income Protect your #assets  Save ¥on't accumulate massive amounts of #debt  . . INCUBATE HEALTHY #FINANCIAL  HABITS. - #regrann  #Hoodestates  #NoSacrificeNoReward  #investtobuildwealth 
I dont know about you, but I am a fan of physical books. Whether its a book to read, a planner, a notebook, or a bill tracker. I always get apps and then end up deleting them. I really want to learn the skill of budgeting and these notebooks from @thelavenderloop are definitely going to help! I feel like writing down every expense we make is going to make me realize how much money we spend! If youre interested in buying one, the link is in my bio. They are super affordable and come with a matching pocket sized expense tracker! 
Now I want to know. What is your BEST budgeting tip/money saving tip?
I dont know about you, but I am a fan of physical books. Whether its a book to read, a planner, a notebook, or a bill tracker. I always get apps and then end up deleting them. I really want to learn the skill of budgeting and these notebooks from @thelavenderloop are definitely going to help! I feel like writing down every expense we make is going to make me realize how much money we spend! If youre interested in buying one, the link is in my bio. They are super affordable and come with a matching pocket sized expense tracker! Now I want to know. What is your BEST budgeting tip/money saving tip?
A budget doesn't stop you from spending money.
It gives you permission to spend money on the RIGHT things.
#budgeting #debtfreecommunity #moneysmart
#Repost @daveramsey
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We can learn from books and mentors, but we do not truly gain real experience until we do it for ourselves.  We should expect to make mistakes, learn the lessons and keep doing it.
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#budgeting #consistency #createyourlife #dreams #empower #entrepreneurmotivation #entrepreneurquotes #focusonyourgoals #getgoing #getinspired #getrichslow #inspirationoftheday #inspireme #instagood #lifequotes #mindset #mindsetmatters #motivationdaily #nobodyowesyou #perception #personaldevelopment #personalfinance #quotesoftheday #savetoinvest #successmindset #experience #learnbydoing #makemistakes
We can learn from books and mentors, but we do not truly gain real experience until we do it for ourselves. We should expect to make mistakes, learn the lessons and keep doing it. . . . . . . #budgeting  #consistency  #createyourlife  #dreams  #empower  #entrepreneurmotivation  #entrepreneurquotes  #focusonyourgoals  #getgoing  #getinspired  #getrichslow  #inspirationoftheday  #inspireme  #instagood  #lifequotes  #mindset  #mindsetmatters  #motivationdaily  #nobodyowesyou  #perception  #personaldevelopment  #personalfinance  #quotesoftheday  #savetoinvest  #successmindset  #experience  #learnbydoing  #makemistakes 
Forgot to post my $27 Grocery Haul from Saturday #groceryhaul #budgeting #budgetlife #debtfreecommunity
Hello! I wanted to do a round of introductions for people Ive recently connected with.  Tell me in the comments where youre from & something youre looking forward to!
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Heres a little bit about me:
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Im a Nashville native.  After graduating from Belmont, I moved to Orlando 儭 for 11 years.
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I majored in journalism and my first interview ever was Christopher Cross of yacht rock fame. 手 But my all time favorite singer in the world forever and ever is Michael McDonald.儭
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My favorite movie growing up was Audrey Hepburns My Fair Lady.  I even had the collectible themed Barbies.
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Ive dated two bodybuilders and married one. 仄潑儭返
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I live in house that I sold once and bought twice. ! photograph and video wild turkey, deer, rabbits and other critters who live around my house. 遲
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I dont watch TV or movies or Netflix but love to waste time online, reading books, listening to music  and drinking coffee. 儭
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Im a Type 6 on the Enneagram, which sometimes means I have anxiety about anxiety, which is the indescribable fear of nothing. 拎仄潑儭
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I hate scary stuff, horror films, haunted houses, 儭but having little ones redeemed Halloween for me and now its a favorite.
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Speaking of, my dad was an artist and I grew up with framed paintings of clowns 丑 in our house.
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I was part of the starting lineup for Relevant magazine in 2001 軒nd was a cohost of the podcast for two years. 兌t was the closest I got to 15 minutes of fame. 予
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There, I published a book called Cheap Ways to Tie the Knot 埠& started my blog, Cheap Ways To. .
What Im looking forward to: Im hosting my first ever teaching series on financial anxiety starting Oct.1 called ∴ [Budgeting 101] & you can sign up for free in the link on my bio.拎潑鳶
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#introduceyourself #hello #wednesdaymood #budgeting
Hello! I wanted to do a round of introductions for people Ive recently connected with. Tell me in the comments where youre from & something youre looking forward to! . Heres a little bit about me: . Im a Nashville native. After graduating from Belmont, I moved to Orlando 儭 for 11 years. . I majored in journalism and my first interview ever was Christopher Cross of yacht rock fame. 手 But my all time favorite singer in the world forever and ever is Michael McDonald.儭 . My favorite movie growing up was Audrey Hepburns My Fair Lady. I even had the collectible themed Barbies. . Ive dated two bodybuilders and married one. 仄潑儭返 . I live in house that I sold once and bought twice. ! photograph and video wild turkey, deer, rabbits and other critters who live around my house. 遲 . I dont watch TV or movies or Netflix but love to waste time online, reading books, listening to music and drinking coffee. 儭 . Im a Type 6 on the Enneagram, which sometimes means I have anxiety about anxiety, which is the indescribable fear of nothing. 拎仄潑儭 . I hate scary stuff, horror films, haunted houses, 儭but having little ones redeemed Halloween for me and now its a favorite. . Speaking of, my dad was an artist and I grew up with framed paintings of clowns 丑 in our house. . I was part of the starting lineup for Relevant magazine in 2001 軒nd was a cohost of the podcast for two years. 兌t was the closest I got to 15 minutes of fame. 予 . There, I published a book called Cheap Ways to Tie the Knot 埠& started my blog, Cheap Ways To. . What Im looking forward to: Im hosting my first ever teaching series on financial anxiety starting Oct.1 called ∴ [Budgeting 101] & you can sign up for free in the link on my bio.拎潑鳶 . #introduceyourself  #hello  #wednesdaymood  #budgeting 
I finished the 1st part of setting up our October Budget with my budget stickers from Elaine Michelle Studio!  I am loving  how functional they are and the  paper quality is awesome! 
Use my PR Code: MONICA to save 20% off a order of $10.00 or more!
Link in in my bio! 
#Shewhoplans #elainemichellestudio #plannergreek #planningwithapurpose #debtfreejourney #budgeting #cashenvelopes
One of my new fave things since moving from St. Paul to San Diego is a癟a穩 bowls. Working at juice shops around town has been a great way to get to know my new city.

Today Im enjoying this deliciousness at @projectjuice in Hillcrest, a super queer friendly neighborhoods in SD.

Whats one of your fave ways to #treatyoself? Share below!
One of my new fave things since moving from St. Paul to San Diego is a癟a穩 bowls. Working at juice shops around town has been a great way to get to know my new city. Today Im enjoying this deliciousness at @projectjuice in Hillcrest, a super queer friendly neighborhoods in SD. Whats one of your fave ways to #treatyoself ? Share below!
I dont have health insurance for a couple of reasons. .
1. I NEVER go to the doctor. If I feel ill, I let it take its course. 
2. Its a good chunk out of my paycheck. My job already takes 9% of my take home pay for retirement and I make less than 30k so I would really miss that money 
3. Paying that tax penalty is cheaper than deducting it from my paycheck. .
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After speaking with a coworker, Im considering getting the benefits, but Im unsure. .
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Do you have health insurance? What company? How much do you spend on the benefit? .
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#health #healthinsurance #debtfree #debtfreecommunity #debtfreejourney #budget #budgeting #broke #adulting #adultingwhilebroke
I dont have health insurance for a couple of reasons. . 1. I NEVER go to the doctor. If I feel ill, I let it take its course. 2. Its a good chunk out of my paycheck. My job already takes 9% of my take home pay for retirement and I make less than 30k so I would really miss that money 3. Paying that tax penalty is cheaper than deducting it from my paycheck. . . . After speaking with a coworker, Im considering getting the benefits, but Im unsure. . . Do you have health insurance? What company? How much do you spend on the benefit? . . . #health  #healthinsurance  #debtfree  #debtfreecommunity  #debtfreejourney  #budget  #budgeting  #broke  #adulting  #adultingwhilebroke 
I made it all the way to Wednesday night without ordering any food! I set a goal to only spend $20 on food this week and so far Im on track 返
I made it all the way to Wednesday night without ordering any food! I set a goal to only spend $20 on food this week and so far Im on track 返
Want to get a free piggy bank? Come and play Budget or Bust It with us tomorrow, Thursday, 10/20 at the Throwing It Back Homecoming Fair 11am-1pm at Campus Center Courtyard!!! #financialliteracy #uhmfinlit #financialfreedom #financialeducation #uhmanoa #makemanoayours #money #financial #personalfinance #finance #moneytips #moneymanagement  #financialplanning #wealth #financialhelp #budgeting #moneymindsent #financiallyfree
THE  HIGHER YOU CLIMB  THE BETTER! 
Forex has been making more millionaires than any other business on a daily over $5 trillion is traded this explains why huge profits ca n be made in just one successful trade with an  investment of $500 you are guaranteed a return upto $9,000 in 14trading days and all you have to do is -Sign up with my partnered broker and regulated broker for a secure trading -make a deposit of at least $500 when investing and I can start trading for you -you have 24/7 access to your account from anywhere -a 10% commission for managing your account is paid from your profit Your payout is 100% guaranteed And a chance to monitor and learn how to trade in your live account. Do inbox me if youre interested
#personalfinance#cash#money#budget#budgeting#entrepreneur#entrepreneurlife#entrepreneurship#entrepreneurmindset#entrepreneurlifestyle#business#businesswoman#businessowner#success#successful#winning#motivation#motivational#motivationalquotes#inspire#inspirationalquotes#inspiration#inspiring#winning#selfhelp
THE HIGHER YOU CLIMB THE BETTER! Forex has been making more millionaires than any other business on a daily over $5 trillion is traded this explains why huge profits ca n be made in just one successful trade with an investment of $500 you are guaranteed a return upto $9,000 in 14trading days and all you have to do is -Sign up with my partnered broker and regulated broker for a secure trading -make a deposit of at least $500 when investing and I can start trading for you -you have 24/7 access to your account from anywhere -a 10% commission for managing your account is paid from your profit Your payout is 100% guaranteed And a chance to monitor and learn how to trade in your live account. Do inbox me if youre interested #personalfinance #cash #money #budget #budgeting #entrepreneur #entrepreneurlife #entrepreneurship #entrepreneurmindset #entrepreneurlifestyle #business #businesswoman #businessowner #success #successful #winning #motivation #motivational #motivationalquotes #inspire #inspirationalquotes #inspiration #inspiring #winning #selfhelp 
I have been contemplating this decision for a while now.... so yesterday I sent the email to daycare to notify we will be dropping 1 of the 2 days of care PW. This frees up enough $ to cover swimming lesson costs for the twins (they start next week yayyy )and gives us a decent buffer for groceries whilst leaving our current budget in place. Whilst I was easily able to bring our grocery budget down by 35% since starting our debt free journey, trying to do 40% and 45% cut was a struggle Im not going to lie, and I was going over the budgeted grocery amount every week for the last 4 weeks. So having that buffer there will help so much, any unused amount will rollover for extra special Xmas feed. I can still do my part time work on fridays, after hours and some w/ends. You cant get the time back with your kids, they grow so fast, and they are late are overdue for learning to swim! Not long and they will be off to school, more quality time with them, save us some $ and use it elsewhere win win. #budgetplanner #budgeting #budget #familygoals #finacialfreedom #debtfreejourney #debtfreegoals #budgetmum #babysteps #mumlife #frugal #frugalliving #savingmoney #newwayoflife #positivity #sahm #wfhm #moneymatters #largefamily #sacrifice #happy #debtsnowball #getoutofdebt
I have been contemplating this decision for a while now.... so yesterday I sent the email to daycare to notify we will be dropping 1 of the 2 days of care PW. This frees up enough $ to cover swimming lesson costs for the twins (they start next week yayyy )and gives us a decent buffer for groceries whilst leaving our current budget in place. Whilst I was easily able to bring our grocery budget down by 35% since starting our debt free journey, trying to do 40% and 45% cut was a struggle Im not going to lie, and I was going over the budgeted grocery amount every week for the last 4 weeks. So having that buffer there will help so much, any unused amount will rollover for extra special Xmas feed. I can still do my part time work on fridays, after hours and some w/ends. You cant get the time back with your kids, they grow so fast, and they are late are overdue for learning to swim! Not long and they will be off to school, more quality time with them, save us some $ and use it elsewhere win win. #budgetplanner  #budgeting  #budget  #familygoals  #finacialfreedom  #debtfreejourney  #debtfreegoals  #budgetmum  #babysteps  #mumlife  #frugal  #frugalliving  #savingmoney  #newwayoflife  #positivity  #sahm  #wfhm  #moneymatters  #largefamily  #sacrifice  #happy  #debtsnowball  #getoutofdebt 
I love this picture that @daveramsey just posted! I absolutely love the office  and this is soooo true. 
YouTube: BudgetQueen 

#debtfreecommunity #debtfreejourney #debtfree #debtsnowball #debtfreeliving #debt #debtfreegoals #budget #budgeting #daveramsey #babysteps #babystep2 #money #cashenvelopes #realnumbers
Each month is different, so do different.
#buildyourtomorrow
I feel like Ive been missing out on receiving great deals and bonus points because Ive never been to concerned about always scanning my card and checking for offers! I definitely need to get on top of this with Coles and Woolworths! Bonus points = free money! 


#debtfreecommunity #debtfreejourney #debtfree #savingmoney #savings #budget #budgeting #frugalliving #flybuys #woolworthsrewards #daveramsey #daveramseybabysteps #barefootinvestor
Congratulations @late_start_financial_freedom on winning a $10 Starbucks E-card!! Please DM me your email!
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Follow ABBY @abetterbudgetingyou for Updates, Giveaways (weekly $ gift cards) and website launch! .
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#budget #budgetingtips #budgeting #finance #debtfreecommunity #debtfree #debtfreeliving #debtfreejourney #debtfreeliving #3stepsystem #startedfromthebottom #giveaways
#bitcoin #cryptocurrency
#investing #startemyoung #breakthecycle #simplebudget #starbucks #freecoffeeisthebestcoffee #freecoffee #giftcardgiveaway #giftcard #winnerwinnerchickendinner
Congratulations @late_start_financial_freedom on winning a $10 Starbucks E-card!! Please DM me your email! . Follow ABBY @abetterbudgetingyou for Updates, Giveaways (weekly $ gift cards) and website launch! . . . . . #budget  #budgetingtips  #budgeting  #finance  #debtfreecommunity  #debtfree  #debtfreeliving  #debtfreejourney  #debtfreeliving  #3stepsystem  #startedfromthebottom  #giveaways  #bitcoin  #cryptocurrency  #investing  #startemyoung  #breakthecycle  #simplebudget  #starbucks  #freecoffeeisthebestcoffee  #freecoffee  #giftcardgiveaway  #giftcard  #winnerwinnerchickendinner 
Always Find Time To Spend With Your Family
Always Find Time To Spend With Your Family
Clean Place Rented
Clean Place Rented